COVERAGE / RENTAL PROPERTY

Short term and long term rental insurance

Pastel vacation cottage with a white front porch and palms

A home you rent out needs a different policy than the one you live in, and short term rentals need their own attention.

LONG TERM RENTALS

A landlord policy covers the structure, your liability and lost rent if the home becomes unlivable after a covered loss.

SHORT TERM RENTALS

Most homeowners policies exclude or limit nightly and weekly rentals. A policy built for short term rental covers guests, liability and income.

LOSS OF RENTS

Replaces rental income while repairs are made.

LIABILITY

Protects you if a tenant or guest is injured on the property.

UMBRELLA

Rental properties should be scheduled under your umbrella. We make sure they are.

QUESTIONS

Does my homeowners policy cover me if I rent my home on a vacation platform?

Often not, or only in a limited way. Tell us how often you rent it and we will place the right coverage.

What is the difference between a landlord policy and homeowners?

A landlord policy is built for a home you do not live in. It covers the structure, liability and lost rent, but not the tenant's belongings. Tenants should carry renters insurance.

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561-416-9370